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I want to apply, but how does it all work?

We have done our very best to ensure that our application process is both easy and effective. The full application process takes place right here on our digital platform.

Step 1
The first step is to decide how much you would like to apply for. Our loan offerings range from R1,000 up to R5,000. Simply click the “Apply for a Loan” button, download the form, complete it, and send it back to us. Once received, we will assess your application, determine how much you qualify for, and then send you a loan offer.
Step 2
The next step is where you will be taken to a very safe and secure online application form. Here you will need to fill in your personal information. This enables us to see whether or not you qualify for the loan you have applied for. Personal information will include ID number and employment details, etc.
Step 3
Now that you have submitted all your personal information, we will need the neccessary documents to verify the information provided. We will need the following documentation: • A valid South Africa ID • 3 months bank statements • Latest pay slip
These documents can easily be submitted online right here.
Step 4
This takes us to step1, where within 24-48 working hours your loan will either be approved or declined. Once approved you will receive the money into your bank account.
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That’s the easy to use BMD online application process. If you still need further information just contact one of our friendly staff who are ready and waiting to assist.